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Accelerate your cash flow. Unlock capital from unpaid invoices.
Late payments shouldn’t slow down your growth. At TradeUTM, we believe businesses deserve faster access to their earned revenue — without waiting weeks or months for client payments.
That’s why we’re launching TradeUTM Invoice Discounting by the end of 2025 — a smart, digital-first solution that helps you convert outstanding invoices into immediate working capital, all in GBP.
Invoice discounting is a financial solution that allows businesses to borrow against unpaid invoices. Instead of waiting for clients to settle their dues, you get a percentage of the invoice value upfront — keeping your cash flow healthy and operations uninterrupted.
With TradeUTM, this process is automated, transparent, and tailored for UK businesses.
TradeUTM is rethinking how businesses manage receivables — here’s how:
Keep your accounts simple. All discounting is done in British Pound Sterling, with no foreign currency complications or conversions.
Once approved, receive funds against eligible invoices within hours — not days.
Apply, upload, and track invoices entirely online. No manual paperwork or bank visits.
Maintain control of your customer relationships. Your clients won’t know their invoice is being discounted (optional non-notification model).
Flat-rate, fully visible fee structures. You always know what it costs, with no hidden terms.
Manage supplier payments, salaries, and expansion plans without being limited by payment delays from clients.
Ahead of the public rollout, we’ll be inviting select UK-based businesses to test Invoice Discounting Beta on TradeUTM.
Benefits include:
Beta sign-ups will open in October 2025.
Every unpaid invoice is potential cash. With TradeUTM Invoice Discounting, you no longer need to wait — turn receivables into resources, and plan your business growth with confidence.
Smart. Instant. GBP-based. Designed for UK businesses.
TradeUTM Invoice Discounting – Your revenue, when you need it.